2025 PHIP Premium Rate Change Takes Effect January 1 – Read now…
Public Employees Retirement System
Welcome to the PERS Health Insurance Program (PHIP). We offer health insurance coverage for all eligible Oregon PERS retirees, their eligible spouses and dependents. Health insurance is an important piece when considering retirement and PHIP is here as an option for your retiree health coverage… About PHIP
How to Enroll in PHIP
PHIP offers a variety of health benefit options to PERS retirees, whether you are just retiring or are already a PERS retiree…Read More
For Current PHIP members
After enrolling in PHIP, you may need to make changes to your personal information or health coverage. There will certain opportunities to make specific changes to your PHIP coverage… Read More
For PERS Employer Groups
As a Human Resource Administrator for a PERS employer you will want to provide your new retirees with all health coverage options available. PHIP is a benefit offered to eligible PERS retirees. PHIP will be a resource for PERS-contributing employer groups… Read More
2025 Premium Calculator
Calculate your premiums with our Premium Calculator.
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Benefit Comparisons
Download (or view) the rates and benefits information.
2025 Benefit Comparisons
2025 Medicare Benefit Comparison2025 Non-Medicare Core Value Benefit Comparison2025 Non-Medicare High Deductible Health Plan Benefit Comparison2025 Dental Benefit Comparison
PHIP Premium Rates
Premium rates are listed on a per member, per month basis. Rates listed here do not include either premium subsidy.
2025 Premium Rates
2025 Non-Medicare Rates2025 Medicare Rates
PHIP Enrollment Request Form
Make sure to select the correct Enrollment Request Form. Note: Use The 2025 Enrollment Request Form for Plan Change and requested effective dates of 1/1/2025 through 12/1/2025.
2025 PHIP Enrollment Request Form
Other Forms
PHIP Address Change Form 2025 PHIP Disenrollment Form PHIP Payment Option Change Form