Notice of Change to PHIP Medicare Plan Offerings Effective January 1, 2025 – Read now…
Welcome to the PERS Health Insurance Program (PHIP). We offer health insurance coverage for all eligible Oregon PERS retirees, their eligible spouses and dependents. Health insurance is an important piece when considering retirement and PHIP is here as an option for your retiree health coverage… About PHIP
PHIP offers a variety of health benefit options to PERS retirees, whether you are just retiring or are already a PERS retiree…Read More
After enrolling in PHIP, you may need to make changes to your personal information or health coverage. There will certain opportunities to make specific changes to your PHIP coverage… Read More
As a Human Resource Administrator for a PERS employer you will want to provide your new retirees with all health coverage options available. PHIP is a benefit offered to eligible PERS retirees. PHIP will be a resource for PERS-contributing employer groups… Read More
Calculate your premiums with our Premium Calculator.
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Download (or view) the rates and benefits information.
2025 Benefit Comparisons
2025 Medicare Benefit Comparison2025 Non-Medicare Core Value Benefit Comparison2025 Non-Medicare High Deductible Health Plan Benefit Comparison2025 Dental Benefit Comparison2024 Benefit Comparisons
2024 Medicare Benefit Comparison2024 Non-Medicare Core Value Benefit Comparison2024 Non-Medicare High Deductible Health Plan Benefit Comparison2024 Dental Benefit Comparison
Premium rates are listed on a per member, per month basis. Rates listed here do not include either premium subsidy.
2025 Premium Rates
2025 Non-Medicare Rates2025 Medicare Rates2024 Premium Rates
2024 Non-Medicare Rates2024 Medicare Rates
Make sure to select the correct Enrollment Request Form. Note: Use The 2025 Enrollment Request Form for Plan Change and requested effective dates of 1/1/2025 through 12/1/2025.
2025 PHIP Enrollment Request Form
2024 PHIP Enrollment Request Form
PHIP Address Change Form 2024 PHIP Disenrollment Form (for disenrollments through 9/30/2024) 2025 PHIP Disenrollment Form (for disenrollments after 10/1/2024)PHIP Payment Option Change Form