UnitedHealthcare®

2024 Benefit Summaries (includes premium rate)

2025 PHIP UnitedHealthcare Core Value plan
2025 PHIP UnitedHealthcare HDHP plan
2025 PHIP UnitedHealthcare Medicare Advantage plan

UnitedHealthcare® is proud to have served the Northwest for more than 30 years. We are dedicated to the health and well-being needs of PERS retirees. Our mission is to help people live healthier lives and to help make the health system work better for everyone.

UnitedHealthcare® Group Medicare Advantage (PPO) plan

The UnitedHealthcare^® Group Medicare Advantage plan is a Preferred Provider Organization (PPO) plan which offers comprehensive coverage for hospital and medical services, including  prescription drug coverage, as well as additional programs that go beyond Original Medicare. 

Members have access to our national network of providers and the flexibility to see any provider (in or out-of-network) at the same cost share, as long as they accept the plan and have not opted out of Medicare.

UnitedHealthcare Non-Medicare plans

The Select Plus plan options give members and their dependents the freedom to choose a network physician or specialist from the UnitedHealthcare Select Plus network without visiting a primary care physician (PCP) for a referral. Select Plus includes plan coverage for out-of-network providers. You will generally pay less for services from providers in the UnitedHealthcare network.

Core Value Plan ($1,000 deductible)
The Core Value Traditional plan allows you to see any provider you wish by offering both in and out of network benefits. Some services are covered with just a member copay.

High Deductible Health Plan (HSA-qualified; $3,000 deductible)
The High Deductible Health Plan (HDHP) also allows you to see any provider you wish by offering both in and out of network benefits. The HDHP pairs traditional medical benefits with a tax-qualified financial product known as a Health Savings Account. An HSA allows Members to take advantage of additional tax savings. An HDHP is often thought of as a, “medical 401k”. Contact a tax advisor for specific rules regarding Health Savings Accounts (HSA).